Mis-sold Investments & Financial Products

Financial advisers and other professionals are under a regulatory duty to make sure that the pension, investment, or financial product they have recommended or sold you is suitable and appropriate for your personal needs and objectives, especially in terms of the risk involved.

Risk level is very important, and some products, such as property funds or exotic sounding funds can be more high risk than you think. It is important that you understand exactly where your money is being invested. Financial products can be complicated, and it is not easy to tell whether a pension or investment is too high risk or just not suitable for your needs.

If you’ve been advised to put your money in a product that is too high risk or not suitable for you, there is an increased likelihood that you will lose money.

If you have been the victim of financial mis-selling, you may be able to make a claim for the money you have lost, the money that you could have made had you not been mis-sold the financial product in the first place, and interest on that money.

We can advise on claims relating a wide range of investments including:

• Unregulated collective investment schemes (“UCIS”)
• Commercial property funds
• Guaranteed investment bonds
• High risk investment portfolio
• Off shore investments
• Derivatives, including
  • Contracts for difference (CFD);
  • Options; or
  • Futures
• Tax mitigation schemes, including
• Stamp duty land tax schemes (SDLT Schemes)
• Interest Rate hedging products
• Self-Invested Personal Pension (“SIPP”) claims including green energy investments

Although it is tempting to wait to see if the market might pick up, this is a risky strategy. Time limits can be surprisingly short and delaying can find you without a remedy.

If you believe you have suffered from professional negligence, contact us without delay. We have specialised experience of the complex regulatory regime which governs the financial sector, including the Financial Conduct Authority (“FCA”) and the Conduct of Business Sourcebook Rules (“COBS”).

If you suffer loss because of bad or negligent financial advice then you may be able to recover your money, as well as the money you could have made, had you been advised properly.