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Conveyancing Made Simple: A Guide for First-Time Buyers

Buying your first home is an exciting milestone, but the legal process can feel overwhelming. One of the most crucial steps in purchasing a property is conveyancing — the legal transfer of ownership from the seller to the buyer. Without a clear understanding of the conveyancing process, first-time buyers may face unexpected delays, costs, and legal complications.

That’s where professional solicitors like us come in. With expert guidance from experienced property solicitors, you can confidently navigate the legal aspects of homeownership. In this guide, we’ll explain what conveyancing is, break down the step-by-step process, outline conveyancing costs, and help you decide whether to use online conveyancing solicitors or a local firm.

Whether you’re about to make an offer on your dream home or just starting to explore the property market, we will ensure you understand the essentials of conveyancing — making your home-buying journey as smooth and stress-free as possible.

What Is Conveyancing?

Conveyancing is the legal process of transferring property ownership from a seller to a buyer. It ensures all legal aspects of the transaction are completed correctly, protecting both parties and preventing future disputes. Whether you’re buying a flat or a house, conveyancing is essential to confirm the property is legally sound and that no hidden issues could affect your purchase.

A property solicitor or a licensed conveyancer will handle this process on your behalf. Their role includes:

  • Reviewing contracts and legal documents.
  • Conducting property searches to uncover potential issues (e.g., planning restrictions, environmental concerns, or outstanding debts linked to the property).
  • Communicating with the seller’s solicitor to negotiate terms.
  • Managing the financial transactions related to the property purchase.
  • Ensuring the transfer of ownership is legally recorded with HM Land Registry.

While some buyers may consider handling the process themselves, conveyancing is highly technical and requires legal expertise. Mistakes can lead to costly problems, so working with professional solicitors is always advisable to ensure a smooth and legally compliant transaction.

The Conveyancing Process Explained

The conveyancing process involves several key stages, from making an offer on a property to officially becoming its legal owner. Understanding each step can help first-time buyers feel more confident and prepared. Here’s a breakdown of what to expect:

1. Instructing a Conveyancing Solicitor

Once your offer has been accepted, the first step is to hire a conveyancing solicitor to handle the legal work. Your solicitor will contact the seller’s solicitor to obtain the draft contract and start the legal process.

2. Conducting Legal Checks and Property Searches

Your solicitor will carry out essential legal checks, including:

  • Local Authority Searches – Checking for planning restrictions, building regulations compliance and nearby developments.
  • Environmental Searches – Identifying potential issues like flooding, subsidence, or contamination.
  • Land Registry Checks – Confirming the seller’s legal right to sell the property and ensuring there are no outstanding mortgages or disputes.

These searches help uncover any legal or structural risks before you proceed.

3. Reviewing the Mortgage Offer and Contracts

If you’re using a mortgage, your lender will conduct a valuation to ensure the property is worth the loan amount. Your solicitor will review the mortgage offer, advise on any conditions, and check the contract terms are fair. If any concerns arise, they will negotiate amendments with the seller’s solicitor.

4. Exchanging Contracts

Once all checks are complete and both parties are satisfied, you will sign the contract and exchange it with the seller. At this point, you will also pay a deposit (usually 5-10% of the purchase price). After the exchange, the agreement becomes legally binding, meaning neither party can back out without financial penalties.

5. Completion and Moving In

Completion is the final stage of the conveyancing process. On an agreed date, the remaining balance is transferred to the seller, and you receive the keys to your new home. Your solicitor will then:

  • Register the property in your name with HM Land Registry.
  • Pay any required Stamp Duty Land Tax (if applicable).
  • Send you the official ownership documents.

By working with experienced property solicitors in Brighton, first-time buyers can ensure a seamless transaction, avoiding costly mistakes and unnecessary delays.

Understanding Conveyancing Costs

One of the biggest concerns for first-time buyers is understanding conveyancing costs. The total cost of conveyancing depends on several factors, including the property price, location, and whether the purchase is straightforward or complex. Here’s a breakdown of what you can expect to pay.

1. Solicitor Fees

Your solicitors will charge a professional fee for handling the legal work. Fees can vary based on the complexity of the transaction, but first-time buyers should typically budget between £800 and £2,000 for a solicitor’s services. Some firms charge a fixed fee, while others work on a sliding scale based on the property’s value.

2. Disbursements (Third-Party Costs)

In addition to solicitor fees, there are several third-party costs, known as disbursements, which must be paid as part of the conveyancing process:

  • Search Fees (£200–£400) – Covering local authority, environmental, and water/drainage searches to check for potential property issues.
  • Land Registry Fees (£20–£500) – Paid to HM Land Registry to register the property in your name. The fee depends on the property price.
  • Bank Transfer Fee (£20–£50) – Covers the cost of transferring funds securely from your solicitor to the seller.
  • Stamp Duty Land Tax (Varies) – First-time buyers may be exempt if purchasing a property under £425,000. If the property costs more, you’ll pay tax on the amount above this threshold.

3. Additional Costs to Consider

  • If you’re using a mortgage, your lender may charge a mortgage arrangement fee and a valuation fee (typically £200–£500).
  • Leasehold properties may have extra legal fees due to the complexity of lease agreements.
  • While choosing online conveyancing solicitors may offer a cheaper alternative, ensure they provide a comprehensive service and good communication.

How to Keep Conveyancing Costs Under Control

  • Get a detailed quote upfront to avoid hidden charges.
  • Compare prices from different property solicitors but prioritise expertise over cost alone.
  • Check if you qualify for first-time buyer Stamp Duty relief to reduce expenses.

Working with experienced solicitors like Burt Brill & Cardens means you’ll have complete clarity on costs from the start, with no hidden fees. We take the time to explain every step of the conveyancing process in plain language, ensuring you feel confident and informed as you purchase your first home.

Download Our Free Guide to Speeding Up Your House Purchase 

How to Choose the Right Conveyancing Solicitor

Selecting the right residential conveyancing solicitor is crucial to ensuring a smooth and stress-free property purchase. First-time buyers should look for a solicitor who offers clear communication, transparent pricing, and efficient service. Here are key factors to consider when making your choice.

1. Experience and Expertise

A good property solicitor will have extensive experience handling local transactions. Look for a firm that specialises in residential conveyancing and understands the complexities of property law. If you’re buying a leasehold property, ensure they have experience with lease agreements and service charges.

2. Transparent Conveyancing Costs

Before instructing a solicitor, ask for a detailed quote breaking down all conveyancing costs, including solicitor fees and disbursements. Watch out for hidden charges, such as extra fees for mortgage handling or leasehold properties. A trustworthy solicitor will provide a fixed-fee quote with no unexpected add-ons.

3. Good Communication and Availability

Delays in the conveyancing process often happen due to poor communication. Choose a responsive solicitor who keeps you updated and explains legal terms in simple language. If possible, ask about their preferred communication methods — whether by phone, email, or in-person meetings.

4. Online vs Local Service

Decide whether you want an online conveyancing solicitor or a local firm. While online services can be cheaper, you will often have to deal with a team rather than one qualified conveyancer dedicated to looking after you. A conveyancing solicitor near you will have in-depth knowledge of the local property market and be available for face-to-face meetings if needed. If you prefer a personalised approach, a local solicitor is usually the better choice.

5. Recommendations and Reviews

Check online reviews, testimonials, and recommendations from friends or family who have used solicitors for conveyancing. Look for firms with a strong track record of efficiently handling first-time buyer transactions.

6. Questions to Ask Before Hiring a Solicitor

Before making a final decision, ask:

  • What are your full conveyancing costs, including all fees and disbursements?
  • Who will handle my case, and how can I contact them?
  • How long do you expect the conveyancing process to take?
  • What happens if the sale falls through?
  • Will you be paying the estate agent (or anyone else) for recommending you to me?

First-time buyers can avoid unnecessary delays, legal pitfalls, and unexpected costs by choosing a reliable property solicitor. Burt Brill & Carden’s expert residential conveyancing team has a strong, personal caring service that ensures a seamless process, guiding you every step of the way.

Tips for a Smooth Conveyancing Process

The conveyancing process can feel overwhelming, especially for first-time buyers. However, by staying organised and proactive, you can help ensure a smooth and stress-free transaction. Here are some key tips to keep things on track.

1. Choose the Right Solicitor Early

As soon as your offer is accepted, instruct a trusted solicitor to handle your conveyancing. Delays in choosing a solicitor can slow the process and put your purchase at risk.

2. Be Responsive and Organised

Your solicitor will need various documents and responses from you throughout the process. To avoid delays:
✅ Respond to emails and calls promptly.
✅ Complete and return forms as soon as possible.
✅ Have key documents (ID, proof of funds, mortgage agreement) ready in advance.

3. Understand the Costs and Budget Accordingly

Before proceeding, make sure you are clear on all conveyancing costs. Factor in solicitor fees, searches, Stamp Duty Land Tax (if applicable), and other expenses so there are no surprises.

4. Stay In Close Contact with Your Mortgage Lender

If you’re using a mortgage, keep in touch with your lender to ensure they issue the mortgage offer on time. Any delays in receiving your mortgage offer could hold up the conveyancing process.

5. Book Property Surveys and Searches Early

Your solicitor will conduct essential property searches, but you may also want to arrange a homebuyer survey or full structural survey for extra peace of mind. Booking these early helps identify potential issues before you commit to the purchase.

6. Be Prepared for Delays

Conveyancing timelines can vary, with the average process taking 8-12 weeks. Delays can happen due to slow responses from the seller, issues uncovered in searches, or mortgage approval holdups. Stay patient and work closely with your solicitor to resolve any issues quickly.

7. Don’t Exchange Contracts Until You’re 100% Ready

Once contracts are exchanged, the purchase is legally binding. Before signing, double-check:
✅ Your mortgage offer is in place
✅ All searches and surveys are completed
✅ You’re happy with the contract terms
✅ You have the deposit funds ready.

8. Work with a Trusted Local Solicitor

A property solicitor with local expertise can make all the difference. Burt Brill & Carden’s Solicitors provides personalised support to first-time buyers in Brighton, Sussex and anywhere in the UK, ensuring a hassle-free experience from start to finish.

Related: First-Time Buyers — 5 Tips for Getting on the Property Ladder 

Look Forward to Collecting the Keys to Your New Home

The conveyancing process is a vital part of buying a home, and while it can seem daunting, understanding the steps involved and working with the right professionals can make the journey much smoother. By choosing a reliable property solicitor, you can ensure all legal aspects of your purchase are handled efficiently and transparently.

If you’re ready to start your home-buying journey, ring us on 01273 604123, email enquire@bbc-law.co.uk or make an enquiry with Burt Brill & Cardens Solicitors today for expert advice and a clear, straightforward quote. Our team of professional solicitors in Brighton is here to help you confidently navigate the conveyancing process, ensuring a smooth and stress-free transition into your new home.

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